XIN Mortgage
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XIN COMMERCIAL FINANCE

Told you need a private lender at 15%?

You probably don't.

60% of "complex" commercial deals can still be placed with a major bank — at major bank rates. Speak to XIN's commercial finance team. 40+ lenders, full accreditation, no-obligation callback.

★★★★★   1,000+ five-star reviews

About 3 minutes. No documents to upload. No credit check for this enquiry.

Start my enquiry

XIN COMMERCIAL FINANCE

Told you need a private lender at 15%?

You probably don't.

60% of "complex" commercial deals can still be placed with a major bank — at major bank rates. Speak to XIN's commercial finance team. 40+ lenders, full accreditation, no-obligation callback.

★★★★★   1,000+ five-star reviews

40+ lenders · Commercial specialists · No-obligation callback

About 3 minutes. No documents to upload. No credit check for this enquiry.

Step 1 of 5

  • Business loans
  • Commercial property
  • Development finance
  • SMSF lending
  • Equipment finance
  • Refinance & cashflow

Commercial finance case studies

1 / 9
Talk to XIN about your deal

ONE TEAM FOR THE COMMERCIAL JOURNEY

What’s your next move?

Choose a starting point. We’ll help you work through the structure.

Commercial property

Owner-occupied premises and commercial investments.

Buy or grow a business

Business acquisitions, expansion and business lending.

Discuss my business plans

Fund a development

Project funding, security and lender requirements.

SMSF property

Commercial property lending alongside your advisers.

Assets & equipment

Work vehicles, machinery, equipment and fit-outs.

Refinance & cashflow

Existing facilities, debt restructuring and working capital.

Find the right starting point

REAL CLIENTS. THEIR OWN WORDS.

Good advice makes a difference.

★★★★★   1,000+ five-star reviews

I highly recommend Jason to anyone looking for a knowledgeable, strategic, and reliable commercial mortgage broker.

Bluey
Google review excerpt

Her expertise in complex loan structures made the whole process seamless and stress-free. Highly professional and efficient—highly recommended!

OoJ
Google review excerpt

Selected excerpts from Google reviews across XIN’s services. Individual experiences vary. Read the reviews ↗

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HOW IT WORKS

Your deal. Three clear steps.

A later engagement may involve a commitment fee. Any refund on settlement is governed by the engagement terms.

WHAT TO HAVE IN MIND

Your goal
What the finance needs to help you achieve.

Your numbers
A rough loan amount and any property or security involved.

Your timing
When you would like funding in place. It is fine to be exploring your options.

No documents to upload. Start with what you know.

01
YOUR SCENARIO

Tell us what you need

Share your loan type, approximate amount and a little about your situation. A short form, with no credit check.
02
YOUR LENDER

Find the right lender

A commercial specialist calls to review your deal and find the right fit across 40+ lenders — major banks, non-banks and private lenders.
03
YOUR NEXT STEP

Move your deal forward

If we can help, we’ll prepare your proposal and engagement terms. Your commitment fee is fully refundable on settlement.
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YOUR COMMERCIAL FINANCE QUESTIONS

Before you settle for expensive finance.

Not necessarily. A complex deal does not automatically belong with a private lender. XIN reviews why private finance was recommended, how your deal is structured and what other lenders may accept. With access to 40+ lenders, including major banks and specialist lenders, we can explore the alternatives and explain the rates, fees and trade-offs before you decide.
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DON’T LET ONE ANSWER DECIDE YOUR NEXT MOVE.

Let’s take a proper look at your deal.

40+ lenders. One commercial specialist team. A clearer starting point.

Request my no-obligation callback

About 3 minutes · No credit check for this enquiry

XIN Mortgage

Guiding, Growing, and Guarding Your Finances

1800 896 817 · info@xin.com.au

Suite 502, 80 Mount Street, North Sydney NSW 2060

XIN Mortgage Pty Ltd · ABN 52 603 640 786. Credit Representative 474498 of Yellow Brick Road Aggregation Pty Ltd (Vow Financial), Australian Credit Licence 390261.

General information only, without taking into account your objectives, financial situation or needs. Your circumstances must be assessed before a suitable loan can be recommended. Submitting an enquiry is not a loan application, offer or approval.

Finance is subject to lender assessment, eligibility and approval. Rates, fees, loan terms and turnaround times vary. Lender-panel access does not mean every lender or product is suitable or will be compared for your enquiry. Lender terms and conditions apply.

Examples, case studies and reviews do not guarantee similar outcomes. Property offered as security may be at risk if repayments are not met. Commitment fees and any settlement refund are subject to the agreed engagement terms.

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